June 24, 2009 by admin | No Comments
We all know the world is going through some tough times and people are starting to tighten their belts. But if we all continue to believe that its all doom and gloom in this world then we will bring on more and more bad financial times. So start thinking positive and understand that finances have [...]
June 24, 2009 by admin | No Comments
In an effort to help ease the pain of the credit crunch the U.S government has issued new credit card regulations to try and help the consumer. One such regulation is to give the American credit card holders 21 days from the time they receive the bill to pay the outstanding balance. This will help [...]
June 24, 2009 by admin | 1 Comment
If the credit crisis was a football game we are only in the first quarter and the score is not looking good. With all that has gone in so far one would like to think that the worst is over however many experts are predicting that this crisis is only a quarter of a way [...]
June 24, 2009 by admin | No Comments
Australian households need to do do the little things in order to budget and save money during the credit crunch.
“According to the Department of Energy’s “Energy Savers” booklet (available at www.energysavers.gov), American households spend 31 percent of their home-energy costs on heating the space, 12 percent on cooling and another 12 percent on heating water. [...]
June 24, 2009 by admin | No Comments
“In tough economic times like these, reliance on credit cards tends to grow, as evidenced by the 7% annual rise in U.S. household credit card debt in May. But it’s in times like these that we should take more care than ever.This serves as a note to self. I am someone who at times has [...]
June 24, 2009 by admin | No Comments
Baby Boomers nearing retirement are thinking less about living the good life and more about whether they will have the resources needed to meet their basic needs, according to a survey. In a global retirement survey from Hartford Financial Services Group Inc., nearly 50% of U.S. respondents age 45 and older indicated that keeping up [...]
June 24, 2009 by admin | No Comments
In tough economic times like these, reliance on credit cards tends to grow, as evidenced by the 7% annual rise in U.S. household credit-card debt in May. But it’s in times like these that we should take more care than ever.
This serves as a note to self. I am someone who at times has racked [...]
June 24, 2009 by admin | No Comments
“Carrying around a few thousand dollars in credit card balances may have seemed perfectly acceptable a few months ago. But in this financial crisis, it can be downright dangerous to your financial health. Credit card companies are jacking up rates and fees, making it easier to fall deeper in the hole. And during a recession, [...]
June 24, 2009 by admin | No Comments
As credit card issuers raise rates and fees and lower credit limits, consumers face higher-cost debt — and more work maintaining their credit score. In some cases, banks’ former darlings — consumers who paid consistently and on time but let their balances ride — now are being hit hardest, asked to stomach higher interest rates [...]
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